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Lives of Doctor Wives: Physician's loans

Thursday, April 2, 2009

Physician's loans

I have confirmed through a friend who is looking into it...Compass bank still has their physicians loans. The interest rate is higher, but they will overlook income to debt ratio for doctors (residents, fellows, and practicing).

Drew Daniels
512-419-3435, email is Drew.Daniels@compassbank.com

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posted by Joz1234 at 12:42 AM

3 Comments:

Blogger Mrs. Dawkter said...

I hope that is still the case a year from now....probably not though...
I am wondering if they are gone when we graduate if having cosignors would perhaps help us get a loan?

April 2, 2009 at 8:13 AM  
Anonymous Anonymous said...

I absolutely think you could get one with Cosigners. Also, I was thinking about this...this guy is going to be a practicing physician and already has a job where he is moving. I have not confirmed things for grad med school students going into residency. It is definitely still worth looking into.

April 2, 2009 at 8:56 AM  
Blogger TheFamousStacie said...

I know that SunTrust Bank still offers a physician loan as well, though the interest rate is much higher and they want proof that the loans are in deferral for 12 months, which is impossible for my husbands loans because some of the will only do 6 month deferrals. But still an option to try.

FHA loans will also over look the medical debt as long as it is deferred for 12 months, but you have to pay PMI if you cannot put 20% down and required a 3 1/2% down payment.

April 4, 2009 at 10:38 AM  

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